OVERDRAFT COVERAGE OPTIONS:
OVERDRAFT PROTECTION AND COURTESY PAY
Life happens! Greater Pittsburgh FCU understands that unexpected overdrafts occur from time to time – Overdraft Coverage can help.
Overdraft Coverage Options
The choice is yours. Consider these ways to cover overdrafts:
| Service | Cost |
|---|---|
| Overdraft Protection linked to Your Primary Share Account you have at Greater Pittsburgh FCU1 | $5 fee per transfer |
| Courtesy Pay Standard or Extended Coverage |
$30 Courtesy Pay Fee per item *. |
1Call us at (412) 621-6800, email us at info@gpittfcu.org, or come by a branch to sign up these services.
* Per item presented means each time an item is presented, including representment.
Overdraft Protection applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you have at Greater Pittsburgh FCU for a fee. Please note, the available balance in your primary share account must be sufficient to cover the amount of the transfer fee and the $5 fee.
Courtesy Pay allows you to overdraw your account up to the disclosed limit for a fee to pay a transaction. Even if you have Overdraft Protection, Courtesy Pay is still available as secondary coverage if the other protection source is exhausted.
|
If you would like to select Extended Coverage for future transactions:
|
Click Here for Extended Coverage Consent Form
*If you choose Extended Coverage on your consumer account, ATM transactions and everyday debit card transactions will be included with the transactions listed under Standard Coverage. If you already have Courtesy Pay Extended Coverage, it is not necessary to request it again.
You can discontinue Courtesy Pay in its entirety by contacting us at (412) 621-6800 or sending us an email at info@gpittfcu.org.