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Loan Types

Auto

With up to 100% financing on a New or Used Vehicle, in accordance with the clean NADA valuation, take the drama out of car shopping!
With low rates, rest assured that you are getting a good deal. We can even finance as a pre-approval or refinance an existing car loan with another lender. Contact our Loan Specialists for more information!
*APR= Annual Percentage Rate
Apply Online
Please submit your application with a copy of your recent proof of income or paystub. Proof of income may be sent to info@greaterpittsburghfcu.org or via fax at 412-681-7421
For used vehicles, GPFCU uses NADA to determine the value of the vehicle. Find out the value of the used car you are considering.
NADA Guides

Home Equity Loans

With our competitive rates and no-hassle process, we are here to help you reach your financial goals.

If you are in the market, please contact a Home Equity Loan Coordinator before applying or call 412.621.6800.
*APR=Annual Percentage Rate

Apply Today
The maximum loan amount cannot exceed 80% of the appraised value of the property less any mortgage balance. The minimum loan amount is $10,000.00. Greater Pittsburgh Federal Credit Union must hold nothing less than second position as a lien holder against your deed. Loans will only be made on the applicant’s primary residence which must be within the state of Pennsylvania.
(Rental property, vacation homes, or owned land cannot be used as collateral.)
The following costs will be paid by the borrower:
  • Appraisal (All home equity loans will require a full appraisal)
  • Flood Search
  • Property Report
  • Any fees in relation to recording the appropriate documents
  • Satisfaction fee will be required at the termination of the loan.
Should a situation arise of an unusual nature during the home equity process, the cost will be paid by the borrower and not the credit union.
Homeowner’s insurance is required. Replacement value coverage must be for the full amount of the mortgage. The credit union must be listed as loss payee on the insurance policy and must be listed as first or second mortgagee. If it is determined the property is located in a flood zone, the borrower must purchase flood insurance on the property. All insurance coverage must be maintained for the life of the loan.
In order for GPFCU to proceed with your loan application, the following information is required:
  • Completed & Signed Home Equity Application
  • Proof of Income: Copy of current paystub(s) within last 30 days or Copy of W2(s) if self-employed. If retired, proof of pension and/or social security benefits, such as an award letter from social security.
  • Copy of Declaration Page of Homeowners Insurance Policy: If property is a condominium, a copy of the Master Insurance policy, Declaration Page, and Certificate of Insurance is required.

Smart Option Student Loan®

by Sallie Mae®

  • The Smart Option Student Loan® for Greater Pittsburgh Federal Credit Union by Sallie Mae® is now offered to our members who are attending degree-granting institutions.
  • Now you can pay for college the smart way with three great repayment options and competitive interest rates!
  • This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.
Get Started
This program is a referral program managed & operated by Sallie Mae®, not Greater Pittsburgh FCU. All inquiries will be referred to the links above. Please see link for full details, terms & conditions.
  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

Signature Loans

With low rates and terms up to 48 months, our Signature Loans are meant to help you reach your financial goals or fund personal dreams, including::Debt Consolidation
  • Medical Expenses
  • Home Improvement
  • Education
  • Wedding
  • Moving Expenses
  • Vacation
  • and more!

    Signatures loans are available up to 12k, for loans above this amount please contact our Home Equity Specialist.
*APR=Annual Percentage Rate
Apply Online
Subject to credit review and approval. Only current Greater Pittsburgh Federal Credit Union members eligible to apply. Effective 3/17/15, a member will have one unsecured loan with the exception of any special loan (ie – Holiday Loan, etc). The member may refinance their existing signature loan that is in good standing, when six consecutive monthly payments have been made on the loan.

Covered-by-Shares Loan

Looking to establish credit after a bankruptcy? Need a quick loan? We are here to help our members with a guaranteed Covered-by-Shares Loan.
This is a fully-secured loan, meaning you borrow against funds in your Main Shares Account (minimum of $500) and pay back with low interest. Contact our Loan Specialists for more information!
Please submit your application with a copy of your recent proof of income or paystub. Proof of income may be sent to info@greaterpittsburghfcu.org or via fax at 412.681.7421.
Subject to credit review and approval. Only current Greater Pittsburgh Federal Credit Union members eligible to apply.